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The path to business success is rarely straight-forward or stress-free. Callum Walsh is living proof of that, as just four years ago he was unemployed with a family to feed, but now runs a business turning over millions each year.
Callum’s inspirational story is one of a winding, tumultuous journey to the top.
After suffering a mini-stroke in 2017, just months after the birth of his daughter, Walsh, 30, found himself without work.
He explained: “I found myself jobless, with a small family to feed and not a pot to p*** in.”
His wife, Daisy, whom he married in 2015, was providing for the family at the time, whilst Callum looked after their child.
He told the Manchester Evening News: “I was now a stay-at-home daddy. Mummy provided for her family, whilst I tried to find work. I felt like an absolute failure.”
Callum Walsh started his own business after pawning his watch (Image: Manchester Evening News)
Callum, who is from Wythenshawe, was about to take a job stacking shelves, but instead decided to bet on himself
He pawned his expensive Breitling watch in order to fund an application for a Financial Conduct Authority (FCA) licence.
After securing support from lenders, he started his own online car finance brokerage company, Match Me Car Finance.
In doing so, he took a sizeable risk, using business credit cards and a high-interest loan which was secured against his house in order to fund the business.
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However, it paid off for Callum, with the company turning over £1.5million in 2019 and now aiming for £8.64million by the end of 2022.
His unrivalled work ethic has been a huge part of the success Match Me Car Finance has had, as well as his determination to push through challenging times.
Callum attributed growing up in his area to “working harder” for what he wanted to achieve.
He added: “I think feeling the need to constantly prove myself to others has created a burning desire inside.”
Walsh’s business now turns over millions of pounds (Image: GETTY)
Before setting up his motor finance business, Callum had worked in banking, but his entrepreneurial spirit had been clear even from a young age.
At just nine years old, Callum washed his neighbours’ cars to earn some cash, even offering them the chance to sign up for a £5 monthly subscription.
He sold snacks at school and also did gardening, as well as asking local takeaways if he could post flyers through letterboxes for them.
But what advice would Callum offer for those who want to start their own business?
Callum stressed the importance of self-belief above all else, and “trusting your instincts”.
He said: “My advice to anyone considering starting a business is to trust your instincts and not be swayed by the negative opinions of others, because sometimes, they just don’t see what you see.
He concluded: “If I’d have listened to those who told me not to start my business, I wouldn’t be in the fortunate position I am today.”
Callum’s wife Daisy expressed the immense pride she feels for her husband and his inspirational story.
She said: “He’s living proof that you can do anything when you put your mind to it.”
Callum also plans to keep his offices in Wythenshawe where he grew up, as part of a commitment to his roots.